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When you’re hurt in a Detroit car accident, you may have grounds for an insurance claim. But you may already be worried about the amount your insurance company is willing to pay. 

You need this money to continue to live life as you were before your car accident, and this insurance coverage is supposed to make up for this. When it doesn’t, then something has to be done to get the money you deserve. Here’s what you need to know about your settlement options.

What is a No-Fault PIP Settlement?

Personal injury protection (PIP) insurance is a type of vehicle insurance that helps to pay for medical bills, wage losses, and other costs after a crash. Every driver in Michigan is required to have this type of insurance coverage. However, these insurance companies may try to limit the costs they have to pay when an accident happens.

A no-fault PIP settlement is a settlement if offered through the insurance company based on the amount they find fair. This amount is determined after medical bills, lost wages, and other expenses are itemized. 

However, insurance companies will often provide a smaller settlement offer than what is needed. They may push accident victims to find other ways to pay for their bills during the time after a no-fault accident. Maximizing your PIP settlement, rather than accepting the first offer, can help you avoid this situation. 

Maximizing the No-Fault PIP Settlement

Here are some tips to help you maximize your no-fault PIP settlement and get the necessary help you need. You shouldn’t have to just deal with the amount the insurance company settled on, not when you’re determined to deserve a lot more. 

  • Get the necessary medical attention you need right after the crash and follow all of the doctor’s orders. 
  • Don’t talk to the insurance company on your own—allow your attorney to do this for you.
  • Gather all of the evidence and keep paperwork handy. This includes the police report and any photographs taken at the scene. 
  • Be patient and never take the first (or even the second) offer that comes through. 
  • Stay off social media and don’t post anything related to the accident or payouts. 
  • Call a car accident attorney in Michigan as soon as you can. 
  • Write down everything you’ve gone through because of the accident you’ve been in. 
  • Be honest about the injuries that you’ve sustained and the extent of the injuries. 
  • Document any settlement rejections from the insurance company.
  • Evaluate any future damages that may incur because of this accident. 

Be proactive in the steps you need to take to secure the most for your PIP settlement, especially if it is of no fault of your own. Your accident lawyer can help you take these steps to maximize your settlement. 

Maximize Your Settlement with a Lawyer’s Help

Contacting an attorney who understands no-fault PIP settlements can be vital for your claim. They can provide more information on what you can or should do, and they can help you take action. 

At Pazner Law, we take the time to listen to your case because we believe you should get the compensation you deserve. To speak with us over a free consultation, reach out by calling 313-822-2244. You can also fill out the online contact form below.

Accident claims involving commercial trucks are quite different from those with private passenger cars only. 18-wheelers are heavy and likely to leave serious bodily and property damage after a wreck.

If you or a loved one was injured in a crash with a commercial truck, partnering with a lawyer is crucial. Our lawyers have an excellent track record of helping other truck accident victims get their deserved compensation. To prepare you for the legal process, here are some of the essential things you need to know about claims with a commercial vehicle.

Truck Accidents May Involve Multiple Liable Parties

A lot of factors can be responsible for a truck accident. There are also numerous parties involved in the truck’s safety, including the employer, truck owner, truck driver, freight company, trailer owner, and the transport department, among others.

A truck accident attorney will first investigate what caused the accident to narrow down possible liable parties. This means that more than one person may be responsible. That also implies you may be dealing with more than one insurance company.   

More Complex Investigations

Accident claims involving commercial trucks are also more complex to investigate. Besides the list of potentially liable persons being longer, there are additional federal and state trucking laws a plaintiff has to keep in mind. 

Truck drivers have much stricter regulations than an individual driving personal vehicles. For instance, 18-wheelers have a lower speed limit than normal cars. Some trucks come fitted with an event data recorder that can help you determine whether speeding was the cause of the accident.

Facing Serious Injuries

Due to their size and weight, commercial truck collisions occur with high impact, leaving severe bodily injuries and property damage. These can take years to recover and leave more harm to your loved one’s well-being.

It’s also why you must seek a medical evaluation after being hit by a commercial truck, whether you feel any pain or not. Such accidents are popular for leaving internal injuries that can manifest weeks or months later after the incident. 

Michigan’s no-fault auto insurance can only pay for so much before you require more money to cover all your damages. If this is the case, you might be eligible to pursue compensation from all the liable parties with the support of a legal professional.

Get Help From a Truck Accident Lawyer 

Accident claims with commercial trucks may involve a long list of possible liable parties, not to mention all the additional traffic laws that can further complicate the investigation process. 

You deserve to recover all damages suffered in an 18-wheeler truck accident, but it may be more challenging to do it alone. 

A relentless truck accident lawyer from Pazner Law can provide all the legal support you need to pursue justice. Call us at 313-822-2244 or complete the contact form below to get started with your claim. 

If you are involved a car accident, you may feel confused and lost. There are many steps that you need to take to ensure your safety and the safety of those around you. 

Luckily, it’s easy to get the right help on your side through a lawyer. But as you work to choose a lawyer, here are a few steps you’ll need to take in the aftermath of a car accident.

Seek Medical Attention

The first thing that you need to do after a car accident is to seek medical attention. If you are injured, go to the hospital right away. Your injuries may be severe, and getting a medical professional’s help now can give you strong evidence for your claim later.

Even if you don’t think that you are injured, it is important to get checked out by a doctor. Many injuries such as internal injuries or brain trauma don’t show symptoms until later on, so it’s better to be safe than sorry.

Call the Police

If you are in a car accident, it is important to call the police right away. Even if there aren’t any injuries and the damage is minor, you still need to report the accident. You will need a police report for insurance purposes, so don’t skip this step.

Report Your Accident to Your Insurance Company

After an accident, it’s important to exchange information with the other driver. This includes your name, address, phone number, insurance company, and policy number. You should also get the other driver’s name, address, phone number, and the insurance company.

That information will be key when filing your report with your insurer. They will be asking for a lot of information, so it’s best to have the right information handy. Keep all documentation and receipts handy, as they may ask for them later on. This can also be key to proving you’re due a settlement after an accident.

Document Everything

After an accident, it is important to document any evidence that can help your claim. This evidence includes things like the following:

Having this information will help you when it comes time to file a claim with your insurance company.

Seek Help from an Attorney

If you have been in a car accident, the above steps are essential. Follow these steps, and you will be able to handle the situation like a pro. But one of the most important steps is seeking professional guidance through this situation. Filing a claim is tough, and you shouldn’t have to worry about juggling your claim and your recovery. That’s where we can help.

At Pazner Law, we are here to help those who have been injured in serious car accidents and other personal injury claims. Contact us today for a free consultation. We would be happy to discuss your case with you and answer any questions that you may have. To reach us, call 313-822-2244 or fill out the online contact form below.

After you’ve been in a car accident, you probably wonder what to expect from the claims process. How long will it take? What do you need to do? In this article, we’ll explain everything you need to know about making car accident claims. We’ll walk you through the entire process, step-by-step so that you know exactly what to expect. Let’s get started.

Car accident claims may be long and tedious. An attorney can help you through the process and represent your best interests. Lawyers at Pazner Law Firm have experience in car accident claims and can help you get the best possible outcome for your case.

Communicating With the Insurance Company

The first step in making a car accident claim is contacting your insurance company. You’ll need to provide them with information about the accident, including the date, time and location. You’ll also need to give them a description of what happened. Be as detailed as possible, so that they can begin their investigation into the accident.

It is important to understand your insurance policy, as well as the state’s insurance laws.

Determining Fault

One of the first things the insurance company will do is determine who was at fault for the accident. This can be a lengthy process, as they’ll need to review police reports, witness statements and other evidence. If you were found to be at fault, your claim may be denied.

Paying for Damages

If the insurance company determines that you were not at fault for the accident, they will begin to pay for the damages. This may include repairing or replacing your vehicle, medical bills and other costs associated with the accident. The process of paying for damages can take some time, so be patient.

Finalizing Your Claim

Once all of the damages have been paid for, the insurance company will finalize your claim. This means that they will officially close the file and you will be able to move on with your life. If there are any remaining questions or concerns, don’t hesitate to contact them.

Third-party Claims

If the other driver was at fault for the accident, you may be able to make a claim against their insurance company. This is known as a third-party claim. However, it is important to understand that these claims can be difficult to win. You’ll need to provide evidence that the other driver was at fault and that their insurance company is liable for the damages.

If you’re considering making a third-party claim, it is best to speak with an attorney. They can help you gather the evidence you need and represent your best interests in court.

Making a car accident claim can be a daunting process, but it’s important to know what to expect. By understanding the process, you’ll be able to navigate it with ease. We hope this article was helpful.

Get Legal Help from Pazner Law

For more information on car accident claims or to speak with an attorney, please contact Pazner Law. We would be happy to help you get the compensation you deserve. Pazner Law is a personal injury law firm that helps victims of car accidents and other types of injuries receive the compensation they deserve. We have years of experience dealing with insurance companies and know how to get you the best possible outcome. Contact us today at 313-822-2244 consultation.

Getting into an accident introduces you to a myriad of legal complexities that you were not prepared for and others that you might not know how to handle.

A car accident report is a document that the police prepare after visiting and assessing an accident scene. It contains details like drivers’ information, location, date, injuries, and other resulting damages, road conditions, weather conditions, eyewitness information, the at-fault party if possible to identify, and so on.

Learn how to get a police report for a crash and how reviewing it with the help of a car accident attorney can ensure your rights are protected.

How to Obtain a Police Report

There are several ways you can use to get a police report after a car accident:

  • Requesting the document from the Michigan State Police or local police department where the accident took place
  • Downloading it from services like the state’s Traffic Crash Purchasing System or LexisNexis for police reports
  • Your car accident lawyer can also obtain the document on your behalf as they gather evidence to build your case.

What to Do After Getting the Report

After collecting the report, you might be tempted to file for compensation right away. This can cost you dearly.

The next thing to do after obtaining a police report is to review it, ideally with a legal professional. It’s not uncommon for such documents to contain errors, both factual and opinion-based, which can later affect your chances of being fully compensated. The truth is that even the reporting officer did not directly witness the accident, meaning that they are prone to making mistakes due to a misunderstanding.

If the information on the report is inaccurate, you can have it changed by presenting your evidence to show how the accident truly happened.

Why Is a Police Car Accident Report Important?

Even though a police report cannot stand as evidence, an attorney can use that information to strengthen your case or determine the potentially liable parties.

Most insurance companies are also likely to delay and end up denying your claim for cases without a filed report. This means that you might miss out on the no-fault insurance benefits that you qualify for, including medical expenses and lost wages.

Should you decide to file a mini-tort claim, the insurance provider representing the party at fault is likely to require evidence that the accident was reported as well. In cases where the victim is too injured to document the scene, a report provides this information, including eyewitness contacts.

Contact a Car Accident Lawyer

A police car accident report is one of the many legal documents that you’ll need to pursue compensation successfully, even from your auto insurance provider. At Pazner Law, our goal is to help you in every way possible to win your case and get the full justice that you deserve.

If you have more questions concerning your crash, get in touch with one of our car accident lawyers for answers and a case review. Call 313-822-2244 or fill out our contact form to get started.